When it comes to money, most of us look at it as something that comes to us and then goes away from us. We hope that what comes to us is greater than what goes away, but more often than not, well...not.

Consider for a moment that this construct of the flow of money is actually incomplete. What if money actually flows in a circle - to us, through us, away from us, then back around to us again, with a reservoir on the side that we get to keep? 

Since money flows in this Universal circle, then it stands to reason that a block anywhere in that flow is a block everywhere in that flow. A block in the flow away from us ultimately blocks the flow coming back to us and so on.

For those who are tracking so far, you might be asking 'what do those blocks look like'? That is a great question. Let's take a look.

Let's say someone resents the wealthy, thinks that money is evil, or hates their job, those would be examples of blocks in the flow of money coming to us. Hating to spend money, or alway...

Thinking about the credit score game, much less playing it, may not be at the top of your priority list. Let’s face it, who wants to deal with all those complex rules anyway? But the fact is, whether or not you like it, you are in the game, and not knowing and playing by the rules can cost you money, and lots of it. When you apply for a car loan or home mortgage, lenders will go first to your credit score and base the interest rate for your loan on your credit score. The lower your credit score, the higher your interest which translates into higher monthly payments. Your credit score is also used to determine whether or not to rent or lease you a home or apartment. Some employers even consider your credit score when you go for a job interview. 

If you are now reconsidering your lack of enthusiasm for playing the credit score game, then I have accomplished my first task.

‘How do I improve my credit score’ may be the question you are currently asking yourself. So let’s jump into some s...

Living an abundant life is something I have spent more than 20 years exploring. In 2004 I made my first trip to Paris, France and fell in love. I knew one day I would live in this magnificent city! There was something about it, the people, the culture, that gave me a sense of being home. For the next ten years, I visited twice a year, until I finally made the move. After I sold my home and packed my things, on December 31^st, 2014 I boarded a plane to begin this new chapter in my life. Living in another country, with a different language and culture had its challenges, but I met them head-on. I began to forge friendships with people I now consider part of my family, and I learned more in the next 3 ½ years than I could ever have imagined. But one core value that will remain with me forever is the French approach to work and living an abundant life.

There is a misconception that the French are lazy and don’t like to work. It is not uncommon to see French workers protesting in the str...