When it comes to money, most of us look at it as something that comes to us and then goes away from us. We hope that what comes to us is greater than what goes away, but more often than not, well...not.

Consider for a moment that this construct of the flow of money is actually incomplete. What if money actually flows in a circle - to us, through us, away from us, then back around to us again, with a reservoir on the side that we get to keep? 

Since money flows in this Universal circle, then it stands to reason that a block anywhere in that flow is a block everywhere in that flow. A block in the flow away from us ultimately blocks the flow coming back to us and so on.

For those who are tracking so far, you might be asking 'what do those blocks look like'? That is a great question. Let's take a look.

Let's say someone resents the wealthy, thinks that money is evil, or hates their job, those would be examples of blocks in the flow of money coming to us. Hating to spend money, or alway...

Thinking about the credit score game, much less playing it, may not be at the top of your priority list. Let’s face it, who wants to deal with all those complex rules anyway? But the fact is, whether or not you like it, you are in the game, and not knowing and playing by the rules can cost you money, and lots of it. When you apply for a car loan or home mortgage, lenders will go first to your credit score and base the interest rate for your loan on your credit score. The lower your credit score, the higher your interest which translates into higher monthly payments. Your credit score is also used to determine whether or not to rent or lease you a home or apartment. Some employers even consider your credit score when you go for a job interview. 

If you are now reconsidering your lack of enthusiasm for playing the credit score game, then I have accomplished my first task.

‘How do I improve my credit score’ may be the question you are currently asking yourself. So let’s jump into some s...

When we are faced with a problem, task or unexpected situation, more often than not, the first thing that goes through our mind is 'how am I going to deal with this, handle this or get through this?' While this may be the most logical, or familiar, phrase to most of us, it is not the most powerful way to approach it. In fact, the exact opposite is true.

The word 'how' is an abstraction that puts us in our head and sends us down a tunnel of worry, stress and upset. 'How' leaves us feeling powerless and hopeless as we struggle to deal with the situation before us. In other words, we can't wrap our minds around it so we are left in a spiral of fear, anxiety and overwhelm.

Rather than asking 'how' instead try asking yourself 'what'. What can I do? What actions can I take? What conversations can I have?, etc. The word 'what' takes it out of an abstraction and puts us in a state of action which moves us forward in managing the situation. As we take those actions, we see new opportunities a...

Just Breathe.

If there is one thing I tell my clients to do on a regular basis it’s ‘Breathe’.

While it may sound silly, it is a fact that many of us forget to take deep, slow breaths during the normal course of our day. We get so stressed at work, at home, on social media, and now with a global pandemic, that we don’t stop and just breathe. We spend the day worried which is exacerbated by only taking short, shallow breaths.

The simple act of breathing deeply and slowly not only reduces stress and lowers our heart rate, it allows us to get grounded, present, and recharge. Placing your hands over your heart while breathing amplifies these benefits by connecting you to your heart as well. And when we are coming from our heart, the life we experience is always richer.

It is important that we take care of ourselves first. You simply can’t pour from an empty glass. And, when we are dealing with exceptional times like these, it is all the more important to stop and nurture yourself daily...

Most of us get the concept - ‘You Get What You Focus On’. It seems pretty straight forward. Focus on what you want and it manifest in your life, right?

Then why do so many things that we don't want keep showing up? That’s a great question, so let’s take a look.

First, I want you to read this one more time:

‘You Get What You Focus On’

That means you get exactly what you focus on - whether it's positive or negative. If you are focussing on it, more of it will manifest. In other words anything you focus on is what you will have more of, including:

• Debt
• Problems
• Stress
• Difficult People/Situations

etc.

If you are someone who has been focussing on paying down debt, for example, what you will end up with is more debt, simply because debt is what you have been focussing on. The same is true for anything else. If you are focussing on having less stress, stress is what manifests because that is what you have your attention on.

The question is ‘If I am focussing on something I don’...